A perfect fall evening
Thursday, September 08, 2016
Daisy and I just got in from playing ropes. It's been a sunny, cooler day with nominal humidity. Right now it's absolutely perfect. We're nearing dusk - it's coming so much earlier these days. Last night I was gone fro 6:30 - 8:30 p.m. so Daisy and I had to play our ropes by the garage light and a flashlight. Same fun for her, more challenging for mom trying to find the rope in the dark.
But tonight someone must be burning because the outdoors smells like a campsite. My favorite thing of all time is to sit outside at dusk watching a roaring fire in the cooler fall evenings. Can't do to much of that anymore. Now we have to buy the wood for the fires and the last times we went camping there were so many people who have a different idea of what camping is all about. We do have an outdoor fire pit and lots and lots of stacked wood but when you sit outside in my back yard you can hear all the traffic noise - it's not as relaxing as it once was.
Today Tom and I each had an appointment at 10 a.m. so we both needed transportation. He naturally took the truck so I could drive the car. I'm not much of a Truck gal, most times I'd just rather walk! It's a good thing HE was the one driving because he was just getting to his destination, had to brake in order to turn into the lot, and the brakes failed. Now, I know that the thing to do in that case is pull up on the emergency brake - BUT, I would have been way too freaked out to think it at that time. We just had the rear brakes done in June, which wasn't cheap. Our Truck is now at the Muffler & Brake place waiting to be repaired which will cost us about the same as the entire trip to Roanoke.
Since last Friday we have had one calamity after another, many of them small calamities but some - like the brakes - pretty big ones. I'm running out of positives. However, I am very grateful that it was Tom driving, not me; and that he knew what to do and executed it perfectly!
The other thing we've been dealing with this week is healthcare. Tom is loosing his healthcare as of Sept 30th. The Minnesota program he's been on has apparently failed and is closing. He is eligible for a reduced premium if he buys through MnSure (Minnesota's Affordable Care Act program). Well, the ACA is absolutely not affordable. Even with the reduced premium we will be paying over $200/mo with a $6500 deductible and Tom NEVER goes to the doctor, so it is unlikely he will ever get close to $6500 before he is eligible for Medicare. A dilemma for sure. I honestly had no idea. I knew that insurance was going up for my kids but I've been on Medicare for the past 2 years with a wonderful supplemental plan and Tom was enrolled in MinnesotaCare - a program for lower income individuals. Makes me wonder now how things are for people in other states????
I've never been a big fan of insurance. I know it's necessary in so many areas and even helpful but I'd rather put that money away in my own account to be available if I should ever need it.
Well, I'm looking for positives in all this. My Spark friend Fredie puts things out to the Universe so I'm going to try that one, since this is obviously bigger than my brain can manage. And I'm going to ask the Universe if we could possibly be done with all the bad news now, since it's been a full week of unsettling things! I am letting go of the worry, because worry does no one any good and I am going to sit back and see how things play out!